With your PHA Medical Card, you can enjoy all the benefits offered under the PHA’s network of provider hospitals and clinics. Once this plan is in effect, you can enjoy cashless coverage at our network with no upfront payment required. When you’re admitted to hospital, worrying about paying for medical care should be the last thing on your mind. This plan alleviates your burden by settling your hospital bill on your behalf. Once the service is arranged successfully, we will settle directly with the hospital the medical expenses incurred during hospital stay on your behalf.